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Furthermore, clients for this type of strategy could have extreme legal or criminal histories. It is essential to keep in mind that different carriers supply a variety of issue ages on their assured problem policies as reduced as age 40 or as high as age 80 - elderly burial insurance. Some will additionally use greater face values, approximately $40,000, and others will permit far better death advantage conditions by boosting the rates of interest with the return of costs or minimizing the variety of years until a full fatality advantage is available