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In addition, clients for this sort of plan can have serious legal or criminal histories. It is necessary to note that different providers use a variety of problem ages on their ensured issue policies as reduced as age 40 or as high as age 80 - funeral insurance quote. Some will certainly also provide greater stated value, up to $40,000, and others will certainly enable far better fatality benefit problems by improving the interest rate with the return of premium or reducing the number of years up until a complete fatality benefit is offered